Why MCSIG?
Health Care That Puts Members First
Municipalities, Colleges, Schools Insurance Group (MCSIG) offers a variety of plans to fit members’ health care needs, a comprehensive wellness program to help members meet their health and fitness goals, and an easy-to-reach, in-house member service staff whose first priority is you — all while offering better rates and coverage than our competitors.
More Freedom + Better Rates
As a Joint Powers Authority (JPA), MCSIG provides more freedom to its members by offering a wide variety of health care plans and benefits and implementing unique, member-driven programs. Plus, MCSIG’s comprehensive Wellness Program, emphasis on preventative care and partnerships allow the insurance group to consistently offer low premium rates year after year.
Superior Coverage
MCSIG offers…
- 100% coverage for in-network preventative care
- 100% coverage for most major surgeries under our surgery management program.
- No deductible for illness-related doctor visits and many common tests and lab procedures
- Better coverage (approximately 80-90 percent) for medical needs, even before your deductible is met
Extensive Member Benefits
Along with an in-house staff of member advocates, MCSIG also offers…
- Access to Transcarent, a comprehensive surgery program that gives members the best care at the best price.
- 24/7 access to U.S. board-certified doctors via the Transcarent portal